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		<title>When My Smart Friends Talk About Investing&#8230;</title>
		<link>https://xenphi-finance.com/0012-fe01-when-my-smart-friends-talk-about-investing/</link>
					<comments>https://xenphi-finance.com/0012-fe01-when-my-smart-friends-talk-about-investing/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 15 Oct 2021 08:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Funstuff]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1724</guid>

					<description><![CDATA[<p>How many is that in tacos? 🍕 Want to know more about investing and the difference to spending? Click here.</p>
<p>The post <a href="https://xenphi-finance.com/0012-fe01-when-my-smart-friends-talk-about-investing/">When My Smart Friends Talk About Investing&#8230;</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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		<item>
		<title>Money Is Only a Tool.</title>
		<link>https://xenphi-finance.com/0010-ie01-money-is-only-a-tool/</link>
					<comments>https://xenphi-finance.com/0010-ie01-money-is-only-a-tool/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 08 Oct 2021 08:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Motivation]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1707</guid>

					<description><![CDATA[<p>Money Is Only a Tool. It will take you wherever you wish. But it will not replace you as a driver. Ayn Rand This quote touched me. It summarizes the very essence of what money is &#8211; or is not. It&#8217;s neither good nor bad. Money does not make people good or evil. It just [&#8230;]</p>
<p>The post <a href="https://xenphi-finance.com/0010-ie01-money-is-only-a-tool/">Money Is Only a Tool.</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
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			</item>
		<item>
		<title>The Best Time to Start Investing&#8230;</title>
		<link>https://xenphi-finance.com/0008-me01-the-best-time-to-start-investing/</link>
					<comments>https://xenphi-finance.com/0008-me01-the-best-time-to-start-investing/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 01 Oct 2021 08:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Motivation]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1681</guid>

					<description><![CDATA[<p>… was 20 years ago. The second best time is now. Chinese Proverb, slightly varied Sounds cool, eh? 😉 And if you ask where to invest nowadays, here you can get some suggestions.</p>
<p>The post <a href="https://xenphi-finance.com/0008-me01-the-best-time-to-start-investing/">The Best Time to Start Investing&#8230;</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>Financial Freedom – What Is That Exactly?</title>
		<link>https://xenphi-finance.com/0007-a-financial-freedom-what-is-that-exactly/</link>
					<comments>https://xenphi-finance.com/0007-a-financial-freedom-what-is-that-exactly/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Tue, 28 Sep 2021 08:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Announcements]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1675</guid>

					<description><![CDATA[<p>Let me introduce you to my very first blog article. If you were &#8211; by any chance &#8211; plagued by the questions above, this is the stuff you can read. And I bet those questions will never steal your sleep again.</p>
<p>The post <a href="https://xenphi-finance.com/0007-a-financial-freedom-what-is-that-exactly/">Financial Freedom – What Is That Exactly?</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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		<title>I Should Start Investing&#8230;</title>
		<link>https://xenphi-finance.com/i-should-start-investing/</link>
					<comments>https://xenphi-finance.com/i-should-start-investing/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 24 Sep 2021 07:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Funstuff]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1588</guid>

					<description><![CDATA[<p>… but where? Here you get some possibilities.</p>
<p>The post <a href="https://xenphi-finance.com/i-should-start-investing/">I Should Start Investing&#8230;</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>Infographic: The Matrix of Financial Freedom</title>
		<link>https://xenphi-finance.com/infographic-the-matrix-of-financial-freedom/</link>
					<comments>https://xenphi-finance.com/infographic-the-matrix-of-financial-freedom/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 17 Sep 2021 07:00:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Infographics]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1500</guid>

					<description><![CDATA[<p>Here you can see the path to financial freedom in a nutshell. Just do every step I describe in the &#8220;basics&#8221; article series of this blog: Consciously set the goal to become financially free. Become aware of your lifestyle by keeping track of your income and expenses until you know how much you need. Reflected [&#8230;]</p>
<p>The post <a href="https://xenphi-finance.com/infographic-the-matrix-of-financial-freedom/">Infographic: The Matrix of Financial Freedom</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>You are closer&#8230;</title>
		<link>https://xenphi-finance.com/0002-me01-you-are-closer/</link>
					<comments>https://xenphi-finance.com/0002-me01-you-are-closer/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 10 Sep 2021 08:01:00 +0000</pubDate>
				<category><![CDATA[Gallery]]></category>
		<category><![CDATA[Motivation]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=1575</guid>

					<description><![CDATA[<p>… to being a millionaire than Bill Gates or Jeff Bezos. But do you have to become a millionaire to be financially free? I answer this and many more questions here in my very first blog article.</p>
<p>The post <a href="https://xenphi-finance.com/0002-me01-you-are-closer/">You are closer&#8230;</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>5. Investments and Asset Classes</title>
		<link>https://xenphi-finance.com/5-investments-and-asset-classes/</link>
					<comments>https://xenphi-finance.com/5-investments-and-asset-classes/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Fri, 21 May 2021 16:00:00 +0000</pubDate>
				<category><![CDATA[Basics]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=269</guid>

					<description><![CDATA[<p>You&#8217;ve made it this far, to the last article in the basic series. Congratulations! This gives you a good You now have a good foundation for your financial freedom, especially if you&#8217;ve done the things I&#8217;ve encouraged you to do so far. You now have an overview of your income and expenses, know your hourly [&#8230;]</p>
<p>The post <a href="https://xenphi-finance.com/5-investments-and-asset-classes/">5. Investments and Asset Classes</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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		<item>
		<title>4. Handling Money</title>
		<link>https://xenphi-finance.com/4-handling-money/</link>
					<comments>https://xenphi-finance.com/4-handling-money/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Thu, 01 Apr 2021 14:26:00 +0000</pubDate>
				<category><![CDATA[Basics]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=263</guid>

					<description><![CDATA[<p>Alright, now we know that &#8220;good old money&#8221; is neither good nor bad and that we are allowed to pile it up it for private purposes. But how do you get that done in a sustainable way? A way where you are not only able to hold the money but you can also multiply it [&#8230;]</p>
<p>The post <a href="https://xenphi-finance.com/4-handling-money/">4. Handling Money</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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		<item>
		<title>3. Mindset for Money &#8211; Why We May Accumulate It</title>
		<link>https://xenphi-finance.com/3-mindset-for-money/</link>
					<comments>https://xenphi-finance.com/3-mindset-for-money/#respond</comments>
		
		<dc:creator><![CDATA[Markus]]></dc:creator>
		<pubDate>Tue, 23 Mar 2021 15:20:00 +0000</pubDate>
				<category><![CDATA[Basics]]></category>
		<guid isPermaLink="false">https://xenphi-finance.com/?p=258</guid>

					<description><![CDATA[<p>In the distant past, before money was invented, the only resource we had was our lifetime: the time our body stands the gaff before it ultimately runs out of steam. We had to invest this time mainly to survive, by hunting or gathering some food so we could prolong our life for the next few [&#8230;]</p>
<p>The post <a href="https://xenphi-finance.com/3-mindset-for-money/">3. Mindset for Money &#8211; Why We May Accumulate It</a> appeared first on <a href="https://xenphi-finance.com/home">XenPhi.finance</a>.</p>
]]></description>
		
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